
{"id":2470,"date":"2021-03-09T09:12:00","date_gmt":"2021-03-09T09:12:00","guid":{"rendered":"https:\/\/www.dealerfireblog.com\/thirdcoastautos\/?p=2470"},"modified":"2021-03-09T09:12:00","modified_gmt":"2021-03-09T09:12:00","slug":"can-bad-credit-affect-how-much-car-insurance-will-cost","status":"publish","type":"post","link":"https:\/\/www.thirdcoastautos.com\/blog\/can-bad-credit-affect-how-much-car-insurance-will-cost\/","title":{"rendered":"A low credit score can make just about everything more expensive, including insurance"},"content":{"rendered":"<h2><span data-contrast=\"auto\">Can bad credit affect how much car insurance will cost?<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">One of the unfortunate realities of life is that a <a href=\"https:\/\/www.thirdcoastautos.com\/blog\/does-buy-here-pay-here-financing-hurt-my-credit-score\/\">less-than-perfect credit score can make things more difficult<\/a> and expensive. This is especially true when it comes to buying a car. However, that i<\/span><span data-contrast=\"auto\">sn\u2019t the only area where a low credit rating can raise the cost of things. Can bad credit affect how much car insurance will cost? <a href=\"https:\/\/www.thirdcoastautos.com\/blog\/texas-car-insurance-faqs-and-information\/\">In the state of Texas<\/a>, unfortunately, the answer is yes. A<\/span><span data-contrast=\"auto\">ccording to the <a href=\"https:\/\/www.thezebra.com\/auto-insurance\/texas-car-insurance\/texas-bad-credit\/#:~:text=Car%20insurers%20use%20credit%20score,extra%20risk%20by%20charging%20more.\">financial website, TheZebra.com<\/a>, people on the lowest end of the credit scale can up to more than $3,700 per year <\/span><span data-contrast=\"auto\">in insurance premiums versus people with better credit scores.<\/span><span data-contrast=\"auto\">\u00a0Let\u2019s\u00a0<\/span><span data-contrast=\"auto\">take a look<\/span><span data-contrast=\"auto\">\u00a0at some information you might find helpful.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><!--more--><\/p>\n<p style=\"text-align: center\"><strong><span style=\"color: #ff0000\" data-contrast=\"auto\">READ MORE: <a href=\"https:\/\/www.thirdcoastautos.com\/blog\/how-can-i-rebuild-my-credit-score\/\">How can I rebuild my credit?<\/a><\/span><\/strong><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:160,&quot;335559740&quot;:259}\">\u00a0<\/span><\/p>\n\n\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\">\n<div class=\"wp-block-buttons aligncenter\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-vivid-red-background-color has-text-color has-background\" href=\"https:\/\/www.thirdcoastautos.com\/used-cars-austin-tx\" target=\"_blank\" rel=\"noreferrer noopener\">View our Third Coast Auto Group inventory<\/a><\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column\">\n<div class=\"wp-block-buttons aligncenter\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-white-color has-vivid-red-background-color has-text-color has-background\" href=\"https:\/\/www.thirdcoastautos.com\/contact-third-coast-auto-group-in-austin-tx\" target=\"_blank\" rel=\"noreferrer noopener\">Contact Third Coast Auto Group today<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<h3>How can I get more affordable car insurance with low credit scores?\u00a0<\/h3>\n\n\n\n<div class=\"wp-block-columns\">\n<div class=\"wp-block-column\">\n<p><strong>Shop Around<\/strong> \u2014\u00a0Like anything else when dealing with the intersection of the automotive world and low credit scores, a little legwork might be required. Different insurance provides may offer different rates across the board for people depending on their\u00a0circumstances. Fortunately, the internet is filled with several safe and secure ways to make shopping for car insurance as easy as possible. When in doubt,\u00a0consult a licensed insurance agent for help.\u00a0<\/p>\n\n\n\n<p><strong>Ask About Discounts<\/strong> \u2014 Just because a person has a less-than-ideal credit score does that mean\u00a0they can\u2019t get discounts. Ask your current insurance provider about ways to lower your monthly premium\u00a0like bundling with other policies or good-grade discounts for those who might still be in school.\u00a0<\/p>\n\n\n\n<p><strong>Don\u2019t File Every Claim<\/strong> \u2014 Regardless of credit score, filing a claim on an insurance policy is going to raise the costs. Consider paying for minor incidents out of pocket or\u00a0if your vehicle was the only one with damage after an accident, just skip filing a claim altogether.\u00a0\u00a0<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column\">\n\n<\/div>\n<\/div>\n\n\n\n<p>If you have any questions about how to save money on car insurance, reach out to an insurance agent. However, if you need help saving money on the purchase of a car, truck or SUV, make an appointment with Third Coast Auto Group today.\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Can bad credit affect how much car insurance will cost?\u00a0 One of the unfortunate realities of life is that a less-than-perfect credit score can make things more difficult and expensive. This is especially true when it comes to buying a car. However, that isn\u2019t the only area where a low credit rating can raise the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2471,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[11,3,8],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v16.1.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<meta name=\"description\" content=\"Can bad credit affect how much car insurance will cost? In Texas, yes, it can. 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