Archive for the ‘Finance’ Category
How much should a down payment be for a used car?
Third Coast Auto Group specializes in connecting people with the most reliable vehicle that can fit their budget. Buying a vehicle cannot be a spontaneous purchase. Responsible buyers need to factor in their monthly budget for housing, food and other required expenses, in addition to making sure they can afford their monthly car payments and keep up with maintenance. If you’re currently working through this process, you might also be wondering, ‘How much should a down payment be for a used car?’ After speaking with the financial team at a few Third Coast Auto Group locations and doing a little bit of poking around online, the consensus is that people should put down as much as they can afford. Let’s take a look at some things you should know. (more…)
Bad/No Credit Car Loans at Third Coast Auto
A car is a major purchase that puts a significant dent in the budget for most customers. This typically requires you to finance a car, with loan payments spread out over multiple years. Unfortunately, car buyers with bad or no credit may struggle to find a dealership or lending institution that will offer a car loan.
Here at Third Coast Autos, we take the opposite approach. We take great pride in enabling car buyers throughout Texas to get behind the wheel of one of our high-quality used cars.(more…)
Definition of a Well-Qualified Buyer
If you’re looking to buy a vehicle, perusing pages and pages of loan and lease offers, you’ve likely come across the terms “competitive lessee” and “well-qualified buyer.” Many offers from OEM dealers are only applicable to such individuals.
Unfortunately, the designation is often left frustratingly vague. So what exactly does it mean to be a well-qualified lessee?(more…)
Third Coast Auto has a Huge Selection of Cheap Trucks in Austin, TX
Work vehicles get beat up. It’s inevitable. Eventually they get so beat up that they can barely continue to serve their purpose. Good news. You don’t have to keep your truck that’s falling apart just because a replacement would be too expensive.
You can get a work truck for cheap in Austin, TX from Third Coast Auto. (more…)
How to Buy a Truck with No Credit in Austin, TX
Sometimes, you might decide that buying a truck is the best path for your life. You might need it for work, recreation, or daily transport. Having the right vehicle can certainly help a person move in the right direction (both figuratively and literally) in their life.
Unfortunately, people may be held back from their truck-obtaining goal by their credit situation. They may have low, bad, or nonexistent credit. Is there any way to purchase a truck without involving one’s credit score or history in Austin, Texas? (more…)
BHPH Loan Impact on Credit Score
If you have poor credit or no credit, it can be tough to secure financing for a vehicle. But the problem is, getting a vehicle is often essential to improve or maintain one’s financial situation. In these instances, Buy Here, Pay Here dealerships can help in that they will work with customers to find a financing solution that works. These dealerships are unique in that they’re willing to work with buyers of all credit levels.
However, customers often wonder if working with Buy Here, Pay Here financing will impact their credit score, whether positively or negatively. So, does Buy Here, Pay Here go on your credit? (more…)
Credit Approval and Financing Assistance in Austin
Regardless of whatever has happened in your past, owning a vehicle is near-essential to living daily life in the USA. There’s not too many other ways to navigate these wide stretches of American land in the way that modern life demands. However, some people have had credit or financial issues that prevent them from qualifying to finance a vehicle purchase.
If you think you might have this issue, don’t despair – we have a special tool to allow you to easily find out if your qualify, and it can all be done online. So read on and find out if you qualify for vehicle credit approval in Austin! (more…)
Apply for Financing Options with Third Coast Auto Group
When you have low or no credit, shopping for a vehicle can be an incredibly frustrating experience. Here at Third Coast Auto Group, we know things can happen to people that are not their fault. On top of that, it can take a long time for people to build up good credit. (more…)
Poor credit and no credit car financing in New Braunfels TX
It can be a huge pain to try and get a car loan if your credit score isn’t very good, or if you simply don’t have a credit score as a student or someone just starting out. How can you get the car that is necessary for your job, family, and future if you can’t get an auto loan? Fortunately, with poor credit and no credit car financing in New Braunfels TX at Third Coast Auto Group you can get approval fast and get back on the road in no time. (more…)
If you have had a vehicle repossessed, that can be bad news one way or another. Not only do you no longer have that vehicle, but because the vehicle is lost when payments aren’t made that information can make a big impact on your credit score. Can you get a car loan after a repossession? How long does that information affect your credit? Keep reading to find out. (more…)