Getting a car loan can be both useful and necessary if you have a low credit score. Vehicles are an important transportation need in many areas, and getting a car loan can sometimes help improve a person’s credit score if a regular payment history is shared with one of the credit evaluation agencies. But sometimes it can be challenging to get financing for a new or used car when your credit score isn’t that good. Can you get a car loan with a credit score of 600 or below? That depends on where you go.

Drivers who have struggled to get credit approval in the past may be wary about applying for credit. Fortunately, here at Third Coast Auto Group, we make applying for a car loan, and getting that loan even if you have a bad credit situation, straightforward. If you are interested in getting financing for one of our quality used vehicles at one of our four locations around Austin TX, we can help. One of the first steps is filling out our easy online pre-approval form. But is it safe to do a credit application on the Third Coast Auto Group website? Absolutely! Keep reading to learn about a few of the ways we keep you safe when you apply for an auto loan at Third Coast Auto Group.

Whether car shoppers have low credit, bad credit or no credit, shopping for a major purchase (like a house or a car) can be stressful because of the loan process. However, with the right lender, even a basic car loan can help improve your credit. Wondering how you can improve  your credit score with a car loan? Keep reading to find out.

Financial trouble can be some of the most anxiety-causing. Whether this is a paycheck that doesn’t quite cover the expenses for the month or something more major like medical problems or a bankruptcy, it can have a serious impact on your well-being. One common question people ask is “Can you get a car loan after bankruptcy?” Having bad credit or a history of not being able to pay dept can affect your interest rate and vehicle availability, but many people can still get a car loan. Even better, getting a car loan may even help you improve your credit over time! Read the rest of this entry >>